Legal Terms and Conditions | Capetillo Insurance Solutions

Legal Terms & Conditions

Last updated: September 19, 2026

Thank you for visiting our website. Your use of this website is subject to the following Legal Terms (“Terms”). By using this website, you acknowledge that you have reviewed, understood, and agree to be bound by all terms, conditions, and notices contained on this website, including, without limitation, these Terms and the Privacy Policy. If you disagree with these Terms, you should not use this website.

1. Copyright, Trademark & Intellectual Property Rights

We or our licensors own all content on this website, including but not limited to text, graphics, logos, icons, images, video clips, written materials, and all copyrights therein. The copying, redistribution, or modification of, or creation of derivative works based on, any portion of this website is expressly prohibited.

We or our licensors own all trademarks, service marks, logos, slogans, and names of products and services, which may not be used without prior written authorization of the owner.

2. Website Materials for Informational Purposes Only

The information, descriptions, and materials on this website are provided for general informational purposes only and may not be complete, accurate, or current descriptions of our products and services or any company we represent. You can use this website or request for additional information, whether by submission of an online form, by email, or otherwise, that does not create a contract of insurance or an insurance policy.

All features, content, specifications, products, services, and prices described or depicted on this website are subject to change at any time. Including any products or services in this website at a particular time does not imply or warrant that these products or services will be available at any time.

3. Use of Site

You agree you will not use this website, or any of its features, to:

a. solicit or attempt to solicit funds or advertise goods and services;
b. upload, transmit, or otherwise make available software viruses, worms, trojan horses or other harmful or disruptive code or components;
c. disrupt, interfere with, or restrict the use of this website by any other user;
d. impersonate any person or entity;
e. upload, transmit, or otherwise make available any commercial promotional materials, including, without limitation, spam and chain letters;
f. conduct any illegal activity or further any unlawful purpose; or
g. post or transmit any unlawful, threatening, defamatory, libelous, obscene, pornographic, or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law.

If we reasonably determine that you have violated (or are likely to violate) the foregoing prohibitions, we may take any necessary action to cure or prevent the violation.

4. Disclaimers

We are not responsible for any errors or omissions on this website. We do not assume any responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer, telecommunication equipment, or other property caused by or arising from your access to, use of, or browsing this website or your downloading of any materials from this website.

We do not make any representations regarding the suitability, reliability, availability, accuracy, or timeliness of the website and its contents, and we don't promise to update such materials. To the extent permitted by law, all information on the website is provided as is, without warranty of any kind, express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, or non‑infringement.

To the extent permitted by law, we, our parent and affiliates, our business partners, and each of their employees, officers, contractors (including, without limitation, providers of software, hosting, and other services and equipment related to this website), agents, and the companies we represent shall have no liability for any damages, including, without limitation, direct, indirect, punitive, incidental, or consequential damages (including lost profits, lost data or business interruption) arising out of your use of the website or inability to use the website.

If there is any problem with this website or any content, you agree that your sole solution is to stop using this website. The foregoing exclusions and limitations do not apply to the extent prohibited by law. Please take a look at your local laws for any such prohibitions.

5. Links to Other Sites

This website may contain links to other websites. We do not control and are not responsible for the content of third‑party websites. The inclusion of any link does not imply our endorsement. For our policy regarding privacy issues related to third‑party websites, please see our Privacy Policy.

6. Governing Law

All disputes related to this website, including, without limitation, any disputes related to these Terms, shall be governed exclusively by the laws of the United States and the internal laws of the State of Washington, and you hereby irrevocably consent to the exclusive jurisdiction and venue of the courts located in such state.

7. Changes to These Terms and Conditions

We reserve the right to modify these Terms without prior notice. You should check this website periodically to see if any recent changes have occurred. By continuing to use this website after we post any such changes, you accept the Terms as modified.

8. Termination

We reserve the right to change, suspend, cancel, or discontinue this website or any aspect of it, including any features, content, specifications, products, materials, and services described or depicted on or available through the website, at any time without notice.

9. SMS / Text Messaging Terms & Conditions

In addition to the terms above, if you want to receive SMS/text messages from Capetillo Insurance Solutions, the following SMS Terms & Conditions apply. By opting in, you consent to receive these communications as described below:

Contacting Us

If you have questions or concerns about these Terms and Conditions (including the SMS terms), please get in touch with us:

Capetillo Insurance Solutions
937 Coffee Rd.
Suite #700

Modesto, CA 95355

Or:

2119 Patterson Rd.

Suite #13

Riverbank, CA 95367

Call us at: (209) 442-4300

Email us at: rito@capetillois.com

Or contact us via: https://www.capetillois.com/home/contact-us